Elite Sales Group Miami Real Estate Blog

Elite Sales Group Real Estate located in Coconut Grove, FL  brings to you some great Design Studio ideas we found for Wood Cabinates read more....... What Goes With Wood Cabinets? ...

Brought to you by Elite Sales Group clean, crisp white colors and regal grey wall  tones are sure to make a hit this 2014 season in any home read more....... Rethinking the Master Bedroom ...

Backyard Summer Entertainment Ideas

When it comes to entertaining outdoors, there's no place quite like your very own backyard.  Many friends, co-workers and families enjoy the warm summer weather by spending as much time outside as possible, and one way of doing that is by making it a fun place to be. The Elite Sales Group Real Estate Team joins in this summertime ritual each year with a annuel summer pool and BQ party. 

Get Out Your Grill 

The smell of a freshly grilled hot dog or hamburger… the unmistakable taste of a meal that's been prepared outdoors… the excitement of getting together with family and friends for a barbecue… these are all things that you are sure to enjoy and, if you really want to get things cooking, you will get out your grill and cook up something that your entire family will love. 

A cookout is a fantastic idea for summer entertainment, which means it is perfect for both small and large groups.  Whether you prefer a quiet dinner with your family or you want to make your outdoor grilling adventure into a party by inviting your friends from the neighborhood, outdoor grilling is a fun way to make use of the summer heat. 

Host A Pool Party 

If you have a pool in your backyard, there's no better time than summer to put it to use.  When the sun comes out and the temperature heats up, a pool party is the perfect way to spend the day cooling down.  Before you start picking out your swimsuit, make sure that the pool is properly cleaned and ready for guests.  In addition, make sure that there are flotation units for those who need a little help in the water and towels for everyone to dry off when they step out. 

Hosting a pool party also means having something to eat and drink for your guests.  Whether you've planned lunch or just a light snack for everyone, make sure that you have something on hand to curb those cravings.  If you're inviting children over for a pool party for the youngsters, make sure that you have their parents' permission beforehand. 

Sports Fun 

Believe it or not, many South Florida and world wide homeowners enjoy setting up a backyard sporting event and inviting everyone to join in.  Whether it's The World Cup Soccer Finals , volleyball, horseshoes or just a friendly game of basketball , there's no better court than home court.  If you plan to create a sporty atmosphere, make sure that you have plenty of water on hand for everyone to drink.  It's also important to refrain from playing when the sun is at its peak, which is typically in the early to mid-afternoon hours.  Instead, wait until it cools down before heating up your backyard with some friendly sporting competition. 

How Much Cash Will You Need To Close? 

For first time buyers, the amount of money that is needed to seal the deal can often come as a bit of a shock.  Known as the closing costs of the deal, this amount of money involves a number of different factors that can add up to several thousand dollars out of pocket for the buyer.  You should be prepared ahead of time to pay this amount-or find alternative ways to take care of them. 

What Things Fall Under Closing Costs? 

Some of the things you will commonly see included in closing costs are a number of fees and types of insurance.  First of all, there are origination fees on the loan, which are usually a percentage of the amount financed.  You will also see an appraisal fee and a credit report fee, both of which the buyer is usually responsible for.  There are also fees for the home inspection and other possible fees such as bank processing fees and flood certification. 

You will also have to pay for the homeowner's insurance policy on the home for the first year in order to close, and for title insurance.  You may also have to pay property taxes on the home. 

How Much Will It Be? 

All of these costs are so varied that there is no way to guess at them.  They are determined in some cases as a percentage of the loan amount, and in other cases based on the home itself, such as with homeowner's insurance.  In most cases, closing costs are thousands of dollars. 

You should be provided with an estimate of the closing costs ahead of time so that you aren't shocked with the amount at closing. 

Ways To Pay 

Of course, you can opt to pay all of the closing costs out of pocket in cash, but there are other options as well.  Many people choose to roll some or all of the closing costs into the mortgage itself, raising the monthly payment slightly but avoiding the need for a large amount of cash.  In some cases, you can also get the seller to pay some of the closing costs, but this will need to be agreed upon ahead of time. 

Closing costs are a part of every loan and involve paying fees for the many services required to close on a loan.  Be prepared ahead of time, and you won't find yourself surprised by the amount that is due. For a free quote contact Florida Title & Trust LLC. 

Buying A Home Long Distance

The process of purchasing a home can be a complicated and stressful experience, but if you have to purchase a new home in another city the experience can become even more complicated.  Whether you are relocating for a job, retiring to a dream location, or are just looking for a change, purchasing a home long distance has a whole separate to-do list on top of the already long list of things that need to be done to purchase a new home.  Here are some tips to make purchasing a home long distance a little easier, and still get the home of your dreams! We specialize in South Florida Relocation.

The Internet Is A Powerful Tool!

The internet is a powerful research tool for learning more about virtually any topic, and purchasing a home is no exception.  From finding a REALTOR® to searching properties, the internet is a great aid in finding a home.  It is also a great resource for finding information about potential lenders, home inspectors, and all the other extras involved in buying a home.  Though the internet is a great resource in the real estate market, like any information you find online, it is always important to be sure it is coming from a reputable source.  Finding Web sites that are run by professional REALTORS® or real estate organizations is your best bet for reliable information.

Hire Elite Sales Group real Estate Agent A Local REALTOR® 

Your best approach is to be sure you have an agent in your prospective area on your team early on.  They can certainly direct you to some great online resources and help you determine which are accurate and up-to-date.  They are also a great resource for finding out which neighborhoods would be a good fit for you and your family, and the local amenities that are available to you. 

In general, buying a home long distance can have its obstacles, but with a little research on your part and the help of a professional REALTOR®, you can make the transition to both a new home and a new city easier and stress free.

Swimming Pool Safety Tips

Florida Summer is a special time for having fun in the backyard pool, yet drowning is a leading cause of accidental death.  Drowning is many times called the “silent killer” as you might not hear a cry for help or the sound of a splash to alert you that a child is in trouble.  To keep your summer fun and tragedy free, follow these safety tips: 

Don't Get In Over Your Head 

Regardless of whether you are a beginner or seasoned swimmer, always make sure to swim in a water depth that is most comfortable for you.  You should never swim in water that's deeper than you are used to or that makes you feel intimidated. 

Child Safety Tips 

If children are present, make sure that they are never left unattended near the pool area.  If they are in the water, an adult should be nearby at all times in case help is needed.  It's also important that children be equipped with the proper flotation aid to help them remain above water. 

Watch Your Step 

If your pool has steps leading down into the water, make sure that there is a sturdy handrail to hold onto.  This will not only help as you enter the water, but will also help to prevent slipping when you emerge from it as well. 

Fenced Area 

Make sure that your pool is situated in a fenced area that remains locked when not in use.  This will prevent small children from wandering into the area and being in danger of falling into the pool.  This is especially important if you have young children in the home, but is also important if you live in a family-friendly neighborhood where children live. 

• In addition to these safety tips, make sure to keep your pool covered when it's not in use and/or when you are away from home. It's also a good idea to have your pool area well lit so that you can see what's going on after the sun goes down. 

Maintenance Matters 

One of the most important aspects of a swimming pool is cleanliness.  If you have a pool, make sure that you clean it regularly or hire a professional pool service to handle the work for you.  Anytime someone swims, water can get into their eyes and mouth, which is why keeping your pool clean is a must. 

Pool Permission 

The decision to purchase a home is exciting and a major investment for your future. Elite Sales Group is here to help you in this decision. Because there is only so much of it to go around, real estate is the top choice for many investors and the desire for most families.  This article is designed to highlight some of the many benefits of home ownership and how buying a home can often turn the American Dream into a reality. 

One of the most profitable markets in real estate is rentals, which means that many families are paying to live in a home that isn't their own.  In some cases, renting a home is necessary.  For all others, the money that would be spent on rent could instead be used to pay a mortgage.  In fact, monthly rent payments often exceed that of a typical mortgage payment.  One of the greatest benefits of home ownership is putting money into something that you can call your own and knowing that the monthly payments are going toward your home's equity. 

Speaking of equity, many properties experience a growth in value as more development moves into the area or the economy strengthens through an increase in job opportunities.  If this happens, home values soar and owners can bask in the glory of their newfound profit.  When you purchase a new car, it depreciates the moment that you drive off of the lot.  When you buy a home, however, it has the potential to appreciate year after year.  There are few things in life that can offer you a return above and beyond your original purchase price, but a home can. 

When you own a home, you will enjoy the freedom of decorating and making any changes that you choose without needing the permission of a landlord or property owner.  In addition, you may even be able to use your home's equity to finance some needed improvements and/or repairs.  In some cases, these changes may even increase the value of your home.  An upgraded kitchen or bathroom, hardwood flooring or an additional room are examples of changes that could result in added value. 

Another advantage of home ownership is the tax benefits that are available ask Jorge Luis Guian PA of Cococnut Grove FL .  The interest paid on a home mortgage as well as most property taxes paid are tax deductible.  For additional information on deducting mortgage interest and property tax, consult the IRS or a tax professional. 

In addition to providing yourself and your family with a feeling of stability and permanence, home ownership can also help strengthen your credit profile through timely mortgage payments and a steady financial history at Elite Sales Group of Coconut Grove FL we are her to assist you 100% of the way. 

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